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Financial Planning — Top New Jersey Expert Kim Han-seok

Financial Planning

When it comes to securing your family’s future, professional Financial Planning is more than just managing money—it is about safeguarding what matters most. Hanseok Kim, representative of HSK Financial in New Jersey, has once again been named to Forbes’ list of ‘Top New Jersey Financial Security Professionals,’ marking his fifth consecutive year receiving this prestigious recognition.

Celebrating his 20th year in the financial industry, Kim continues to expand comprehensive services tailored for business owners and high-net-worth individuals, specializing in tax reduction, asset protection, and retirement planning. Kim is reportedly the only Korean-American included on the Forbes list for New Jersey financial security professionals.

In addition to his Forbes recognition, Kim is a lifetime member of the Million Dollar Round Table (MDRT) and actively participates as a Top of the Table (TOT) member. Serving over 1,000 clients, he emphasizes that the next 20 years in the rapidly changing financial landscape will require an even higher level of tailored, comprehensive service.

Kim’s primary focus lies in customized financial strategies for business owners, moving beyond simple product sales to address complex issues such as cash flow, tax optimization, business succession, and estate planning. By utilizing life insurance for tax-advantaged asset transfer and long-term care solutions for risk management, he builds robust financial safety nets.

Operating out of Fort Lee, New Jersey, HSK Financial holds licenses across 20 states and utilizes a ‘Team Approach’ by collaborating closely with clients’ CPAs, attorneys, and tax consultants. Serving as a central control tower, Kim coordinates these specialized networks, which also includes his membership in New York Life’s exclusive Nautilus Group for high-net-worth estate planning.

Looking ahead, Kim plans to build a dedicated corporate headquarters, expand mentorship programs, and recruit top-tier financial professionals to further elevate the firm’s industry expertise.